Fraud Prevention Techniques

Author: David A. Montague

Publisher: N.A

ISBN: 1412218160

Category: Business & Economics

Page: N.A

View: 4503

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Fraud is nothing new to the merchant. Since the beginning of time, man has always looked for the opportunity to defraud others - to gain goods or services without making payment. For the credit card industry, fraud is a part of doing business, and is something that is always a challenge. The merchants that are the best at preventing fraud are the ones that can adapt to change quickly. This book is written to provide information about how to prevent credit card fraud in the card-not-present space (mail order, telephone order, e-commerce). This book is meant to be an introduction to combating fraud, providing the basic concepts around credit card payment, the ways fraud is perpetrated, along with write ups that define and provide best practices on the use of 32 fraud-prevention techniques. 32 Detailed Fraud Prevention Techniques How to catch the Chameleon on the web Top 10 rules to prevent credit card fraud Understand common fraud schemes The one Fraud Prevention Technique no merchant can afford not to do Details on over 40 Vendors that sell fraud prevention tools and services, along with how to build it in-house Learn the anatomy of a Fraud Prevention Strategy

Fraud Prevention Techniques for Credit Card Fraud

Author: David A. Montague

Publisher: Trafford Publishing

ISBN: 1412014603

Category: Business & Economics

Page: 212

View: 8754

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Fraud is nothing new to the merchant. Since the beginning of time, man has always looked for the opportunity to defraud others - to gain goods or services without making payment. For the credit card industry, fraud is a part of doing business, and is something that is always a challenge. The merchants that are the best at preventing fraud are the ones that can adapt to change quickly. This book is written to provide information about how to prevent credit card fraud in the card-not-present space (mail order, telephone order, e-commerce). This book is meant to be an introduction to combating fraud, providing the basic concepts around credit card payment, the ways fraud is perpetrated, along with write ups that define and provide best practices on the use of 32 fraud-prevention techniques. 32 Detailed Fraud Prevention Techniques How to catch the Chameleon on the web Top 10 rules to prevent credit card fraud Understand common fraud schemes The one Fraud Prevention Technique no merchant can afford not to do Details on over 40 Vendors that sell fraud prevention tools and services, along with how to build it in-house Learn the anatomy of a Fraud Prevention Strategy

Essentials of Online payment Security and Fraud Prevention

Author: David A. Montague

Publisher: John Wiley & Sons

ISBN: 9780470915141

Category: Business & Economics

Page: 290

View: 3191

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Essential guidance for preventing fraud in the card-not-present (CNP) space This book focuses on the prevention of fraud for the card-not-present transaction. The payment process, fraud schemes, and fraud techniques will all focus on these types of transactions ahead. Reveals the top 45 fraud prevention techniques Uniquely focuses on eCommerce fraud essentials Provides the basic concepts around CNP payments and the ways fraud is perpetrated If you do business online, you know fraud is a part of doing business. Essentials of On-line Payment Security and Fraud Prevention equips you to prevent fraud in the CNP space.

How You Can Profit from Credit Cards

Using Credit to Improve Your Financial Life and Bottom Line

Author: Curtis E. Arnold

Publisher: FT Press

ISBN: 9780132703451

Category: Business & Economics

Page: 352

View: 7594

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Who would not be interested in getting an interest-free loan for 12 months for any type of purchase just for taking a few minutes to complete a credit card balance transfer offer? Or a free round-trip airline ticket twice a year just for making purchases on a rebate card? Or lowering their insurance premiums by hundreds of dollars a year just by raising their credit score? Obviously, just about every consumer is interested in saving money and getting freebies! Hence, the universal appeal of this book cannot be overstated. Today, the average American household has 12.7 credit cards. Banks maximize their profits by "nickel and dimeing" and outsmarting their cardholders: that's why credit cards are their most profitable product. Banks spend billions enticing consumers with rebates, freebies, low-introductory rate offers, and airline miles. Learn how to take full advantage of these offers, without paying for them through brutally high interest rates, fees, and penalties! Arnold offers specific advice targeted to young consumers who are being aggressively targeted by credit card marketers; retirees facing credit discrimination; Americans recovering from bankruptcy or other debt problems; and even consumers with great credit. You'll learn the techniques he has personally used to escape credit card debt, "creatively finance" his wedding, car, and home purchases, and earn thousands in credit card "perks" every year.

Introduction to Online Payments Risk Management

Author: Ohad Samet

Publisher: "O'Reilly Media, Inc."

ISBN: 1449368913

Category: Computers

Page: 84

View: 7282

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If you've been tasked with building a team to handle risk management for online payments (RMP), this practical introduction provides a framework for choosing the technologies and personnel you need. Author and financial services executive Ohad Samet explains the components of payments risk management, and presents a coherent strategy and operational approach. You'll learn the answers to questions you're likely to encounter in the first 18 months of operation, with information that Samet has shaped and tested over several years in the industry. This book is ideal whether you intend to be a one-person task force or work with dozens of agents and analysts. Use both a portfolio and behavioral approach to analyzing and optimizing losses Learn about your customers to determine if they can and will meet obligations Build an RMP team for payment risk operations, analytics, and decision automation Use linking mechanisms and velocity models to detect unusual activity among your customers Design system and data architecture to facilitate your activity analysis Implement the decision and loss-reduction mechanisms you need to act on your findings

Fraud Analytics Using Descriptive, Predictive, and Social Network Techniques

A Guide to Data Science for Fraud Detection

Author: Bart Baesens,Wouter Verbeke,Veronique Van Vlasselaer

Publisher: John Wiley & Sons

ISBN: 1119133122

Category: Computers

Page: 400

View: 1036

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Detect fraud earlier to mitigate loss and prevent cascading damage Fraud Analytics Using Descriptive, Predictive, and Social Network Techniques is an authoritative guidebook for setting up a comprehensive fraud detection analytics solution. Early detection is a key factor in mitigating fraud damage, but it involves more specialized techniques than detecting fraud at the more advanced stages. This invaluable guide details both the theory and technical aspects of these techniques, and provides expert insight into streamlining implementation. Coverage includes data gathering, preprocessing, model building, and post–implementation, with comprehensive guidance on various learning techniques and the data types utilized by each. These techniques are effective for fraud detection across industry boundaries, including applications in insurance fraud, credit card fraud, anti–money laundering, healthcare fraud, telecommunications fraud, click fraud, tax evasion, and more, giving you a highly practical framework for fraud prevention. It is estimated that a typical organization loses about 5% of its revenue to fraud every year. More effective fraud detection is possible, and this book describes the various analytical techniques your organization must implement to put a stop to the revenue leak. Examine fraud patterns in historical data Utilize labeled, unlabeled, and networked data Detect fraud before the damage cascades Reduce losses, increase recovery, and tighten security The longer fraud is allowed to go on, the more harm it causes. It expands exponentially, sending ripples of damage throughout the organization, and becomes more and more complex to track, stop, and reverse. Fraud prevention relies on early and effective fraud detection, enabled by the techniques discussed here. Fraud Analytics Using Descriptive, Predictive, and Social Network Techniques helps you stop fraud in its tracks, and eliminate the opportunities for future occurrence.

Identity Theft Handbook

Detection, Prevention, and Security

Author: Martin T. Biegelman

Publisher: John Wiley & Sons

ISBN: 9780470444818

Category: Business & Economics

Page: 416

View: 6846

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Not a week goes by when identity theft isn t mentioned in the media or that a Congressional outcry isn t heard about this unrelenting crime. The first authoritative book on identity theft, Identity Theft Handbook is written by a career professional who has spent over 25 years investigating and preventing identity theft in both the public and private sectors. Its rich real-world content includes interviews with government and private sector thought leaders. As well, the costs of identity theft, future trends, and prevention guidance is discussed. For investigators, auditors, and managers.

Ultimate Credit and Collection Handbook

Author: Michelle Dunn

Publisher: Entrepreneur Press

ISBN: 1599180251

Category: Business & Economics

Page: 185

View: 3663

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Entrepreneur’s experts show you how to boost your bottom line with credit and collections Proper credit and collections policies are essential for a small business. They allow a business to make more money--even without making more sales--by more efficiently collecting from customers. Ultimate Credit and Collection Handbook teaches you how to create or improve a credit department, maintain a credit policy, and avoid bad debt. It includes up-to-date information on relevant state and federal laws.

Broke Millennial

Stop Scraping by and Get Your Financial Life Together

Author: Erin Lowry

Publisher: Penguin

ISBN: 0143130404

Category: BUSINESS & ECONOMICS

Page: 288

View: 2681

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27-year-old personal finance expert Erin Lowry is the cash-savvy friend every 20- and 30-something needs. Instead of complicated 401k strategies and jargon-filled debt advice, her hilarious, easy-to-understand guide is the perfect way for financial management newbies to get their money in order or elevate their personal finance know-how. Broke Millennial includes essential lessons in tricky money matters to take you from in debt and overwhelmed to informed and financially empowered, such as- Managing student loan and credit card debt Budgeting and reaching financial benchmarks Negotiating an entry-level salary Splitting the bill with cash-strapped friends Navigating financial issues in serious relationships, and more Filled with practical suggestions and speaking specifically to issues that Millennials face as they age into adulthood, Broke Millennialis a fresh roadmap to financial literacy for a new generation.

The Million-Dollar, One-Person Business

Make Great Money. Work the Way You Like. Have the Life You Want.

Author: Elaine Pofeldt

Publisher: Lorena Jones Books

ISBN: 0399578978

Category: Business & Economics

Page: 224

View: 6164

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The indispensable guide to earning a six-figure take-home income on your own terms, from Forbes.com contributing writer Elaine Pofeldt. The rise of one-million-dollar, one-person businesses in the past five years is the biggest trend in employment today, offering the widest range of people the most ways to earn a living while having the lifestyles they want. In The Million-Dollar, One-Person Business, Elaine Pofeldt outlines the pathways to joining this entrepreneurial movement, synthesizing advice from hundreds of business owners who've done it. She explains how to identify, launch, grow, and reinvent the business, showing how a single individual can generate $1 million in revenue--something only larger small companies have done in the past. Both inspirational and practical, this book will appeal to all who seek a great worklife and a great lifestyle.

A Comprehensive Look at Fraud Identification and Prevention

Author: James R. Youngblood

Publisher: CRC Press

ISBN: 1498700330

Category: Business & Economics

Page: 336

View: 4604

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Fraudulent activity can approach you or your organization through a variety of avenues, ranging from the cyber world, social media, unsolicited e-mails, poor hiring practices, dishonest associates, and weak operating procedures. With a focus on prevention measures, A Comprehensive Look at Fraud Identification and Prevention presents proven tips, advice, and recommendations for fraud awareness, protection, and prevention. The book supplies a detailed examination of the wide range of threats that exist to provide you with a plan to protect the assets of your organization, and even your own assets, against the many faces of fraud in today's technologically advanced environment. The many types of fraud covered include: Employee theft and fraud Organizational fraud Identity theft and fraud Fraud against the elderly Internet, computer, and e-mail fraud Ponzi and pyramid schemes The methods of prevention presented in the book are based on what is referred to as the path of least resistance. With fraud and other types of criminal activity, criminals take the path with the fewest barriers in their way. By implementing the methods presented in this book, you will be able to deter would-be criminals and send them on their way to search for easier targets with fewer barriers. Discussion categories include identification and prevention aspects for organizational and individual frauds along with the many avenues used to facilitate the attacks. Explaining how some fraud typologies can overlap and co-mingle, the book provides the methods you need to protect your organization, and yourself, from becoming a target and victim of fraud.

Navigating Through the Risks of Credit Card Processing

Author: Bill Pirtle,Rosemary Csizmadia,Dan Coughlin

Publisher: Mpct Pub

ISBN: 9780982611609

Category: Business & Economics

Page: 325

View: 8819

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Pirtle explores the terms, pricing structures, contracts, and the basics of card processing. Entrepreneurs and business owners will find concrete information to help them better understand, negotiate, and make the best decisions regarding credit card processing contracts.

The Wall Street Journal. Complete Personal Finance Guidebook

Author: Jeff D. Opdyke

Publisher: Crown Business

ISBN: 0307498875

Category: Business & Economics

Page: 256

View: 9955

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From America’s most authoritative source: the quintessential primer on understanding and managing your money Money courses through just about every corner of our lives and has an impact on the way we live today and how we’ll be able to live in the future. Understanding your money, and getting it to work for you, has never been more important than it is today, as more and more of us are called upon to manage every aspect of our financial lives, from managing day-to-day living expenses to planning a college savings fund and, ultimately, retirement. From The Wall Street Journal, the most trusted name in financial and money matters, this indispensable book takes the mystery out of personal finance. Start with the basics, learn how they work, and you’ll become a better steward of your own money, today and in the future. Consider The Wall Street Journal Complete Personal Finance Guidebook your cheat sheet to the finances of your life. This book will help you: • Understand the nuts and bolts of managing your money: banking, investing, borrowing, insurance, credit cards, taxes, and more • Establish realistic budgets and savings plans • Develop an investment strategy that makes sense for you • Make the right financial decisions about real estate • Plan for retirement intelligently Also available—the companion to this guidebook: The Wall Street Journal Personal Finance Workbook, by Jeff D. Opdyke Get your financial life in order with help from The Wall Street Journal. Look for: • The Wall Street Journal Complete Money and Investing Guidebook • The Wall Street Journal Complete Identity Theft Guidebook • The Wall Street Journal Complete Real Estate Investing Guidebook From the Trade Paperback edition.

The Economy of You

Discover Your Inner Entrepreneur and Recession-Proof Your Life

Author: Kimberly Palmer

Publisher: AMACOM

ISBN: 0814432743

Category: Business & Economics

Page: 256

View: 5737

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The biggest trend in business is the microbusiness! Handcrafted jewelry, artisanal eats, life coaching, app development, you name it-entrepreneurial side ventures are everywhere. Weary of pink-slip anxiety and the endless money squeeze, millions of people are taking the leap. They're adding to their incomes and creating safety nets in case the ax falls at work. In the process, they're unlocking their creativity and finding a sense of fulfillment they never dreamed possible. Financial columnist Kimberly Palmer illuminates the everyday faces behind this growing movement, starting with her own journey. Recognizing that journalism offers little job security these days-and with a baby to provide for-she decided to develop a series of financial planners. This supplemental business was soon providing a reliable income stream. The Economy of You recounts story after story of people who-like Kimberly-are liberating themselves from financial strain. A deli employee who makes custom cakes at night. An instrument repairman who sells voice-overs on his website. A videographer who started a profitable publishing house on the side. Interwoven in the profiles are concrete guidelines for readers looking to launch rewarding businesses of their own, including: * Tips for figuring out the ideal side gig * Ideas for keeping start up costs low * Advice on juggling a fledgling enterprise and a full-time job * Strategies for finding your "tribe" and building a social network * Branding and marketing basics that bring results * When and what to offer for free * And much more Companies guarantee nothing but today's wages. It's up to YOU to build stability by becoming a money-making engine. It's empowering, gratifying, and easy to do with The Economy of You.

The CERT Guide to Insider Threats

How to Prevent, Detect, and Respond to Information Technology Crimes (Theft, Sabotage, Fraud)

Author: Dawn M. Cappelli,Andrew P. Moore,Randall F. Trzeciak

Publisher: Addison-Wesley

ISBN: 013290604X

Category: Computers

Page: 432

View: 7587

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Since 2001, the CERT® Insider Threat Center at Carnegie Mellon University’s Software Engineering Institute (SEI) has collected and analyzed information about more than seven hundred insider cyber crimes, ranging from national security espionage to theft of trade secrets. The CERT® Guide to Insider Threats describes CERT’s findings in practical terms, offering specific guidance and countermeasures that can be immediately applied by executives, managers, security officers, and operational staff within any private, government, or military organization. The authors systematically address attacks by all types of malicious insiders, including current and former employees, contractors, business partners, outsourcers, and even cloud-computing vendors. They cover all major types of insider cyber crime: IT sabotage, intellectual property theft, and fraud. For each, they present a crime profile describing how the crime tends to evolve over time, as well as motivations, attack methods, organizational issues, and precursor warnings that could have helped the organization prevent the incident or detect it earlier. Beyond identifying crucial patterns of suspicious behavior, the authors present concrete defensive measures for protecting both systems and data. This book also conveys the big picture of the insider threat problem over time: the complex interactions and unintended consequences of existing policies, practices, technology, insider mindsets, and organizational culture. Most important, it offers actionable recommendations for the entire organization, from executive management and board members to IT, data owners, HR, and legal departments. With this book, you will find out how to Identify hidden signs of insider IT sabotage, theft of sensitive information, and fraud Recognize insider threats throughout the software development life cycle Use advanced threat controls to resist attacks by both technical and nontechnical insiders Increase the effectiveness of existing technical security tools by enhancing rules, configurations, and associated business processes Prepare for unusual insider attacks, including attacks linked to organized crime or the Internet underground By implementing this book’s security practices, you will be incorporating protection mechanisms designed to resist the vast majority of malicious insider attacks.

At Death's Door

End of Life Stories from the Bedside

Author: Sebastian Sepulveda MD,Gini Graham Scott

Publisher: Rowman & Littlefield

ISBN: 1442273356

Category: Family & Relationships

Page: 296

View: 9883

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At Death’s Door: End of Life Stories from the Bedside tells the powerful story of Sebastian Sepulveda’s experiences in working with patients at the end of their lives. In some cases, death came quickly, after the patient was first diagnosed with a terminal condition and entered the hospital. In other cases, patients had a long, progressive illness that got increasingly worse over the months or years until they were in their final days. In some cases, patients were able to fight off death for many years. Hard decisions are often made—whether to resuscitate or not, whether to choose hospice or not, who makes the decisions when a patient cannot, and whose decision to follow when several family members are involved in decision making. Written from the perspective of a medical doctor from years of experience, this personal approach to the end of life explores the many options available to patients and their families and reveals how real people have come to those decisions, and how they play out. With insight and sensitivity, Sepulveda offers families an important window into how life can end with compassion, care, control, and dignity. At Death’s Door features over fifty stories drawn from Sepulveda’s experience as a doctor dealing with these patients and families. As states debate the legality of assisted suicide and other end of life rights, real people make real decisions every day regarding end of life. Their stories come to life in these pages, and readers with similar concerns will find relief, comfort, and company as they face these decisions themselves.

Hacked Again

Author: Scott N. Schober

Publisher: Hillcrest Publishing Group

ISBN: 0996902201

Category: Computers

Page: 202

View: 5506

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Hacked Again details the ins and outs of cybersecurity expert and CEO of a top wireless security tech firm Scott Schober, as he struggles to understand: the motives and mayhem behind his being hacked. As a small business owner, family man and tech pundit, Scott finds himself leading a compromised life. By day, he runs a successful security company and reports on the latest cyber breaches in the hopes of offering solace and security tips to millions of viewers. But by night, Scott begins to realize his worst fears are only a hack away as he falls prey to an invisible enemy. When a mysterious hacker begins to steal thousands from his bank account, go through his trash and rake over his social media identity; Scott stands to lose everything he worked so hard for. But his precarious situation only fortifies Scott's position as a cybersecurity expert and also as a harbinger for the fragile security we all cherish in this digital life. Amidst the backdrop of major breaches such as Target and Sony, Scott shares tips and best practices for all consumers concerning email scams, password protection and social media overload: Most importantly, Scott shares his own story of being hacked repeatedly and bow he has come to realize that the only thing as important as his own cybersecurity is that of his readers and viewers. Part cautionary tale and part cyber self-help guide, Hacked Again probes deep into the dark web for truths and surfaces to offer best practices and share stories from an expert who has lived as both an enforcer and a victim in the world of cybersecurity. Book jacket.

The Book of Scams

How to spot fraudsters and avoid becoming their next victim

Author: Rodney Hobson

Publisher: Harriman House Limited

ISBN: 0857195158

Category: Business & Economics

Page: 176

View: 7090

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These days fraudsters operate on a massive scale that was previously unimaginable. Thousands of people from all walks of life are relieved of billions of pounds each year. No-one knows the full scale of fraud because embarrassed victims often fail to report it. Despite all the press coverage, people keep falling for old tricks that often re-emerge in new guises. Scammers are ingenious, utterly ruthless and without conscience. Rodney Hobson, author of the best-selling beginners guide to stock market investing Shares Made Simple, has produced the first definitive guide to scams, categorising the different types, listing tell-tale signs and advising how to spot a fraudster and avoid becoming the next victim. This makes the basic principles behind each type of scam more recognisable and it shows how scams have evolved and re-emerged over time. Danger lurks for those unwary souls who part only too readily with their hard-earned cash and this book will help you be alert to the risks. It is also meant to entertain, as we learn to grudgingly admire as well as despise the ingenious crooks who lurk in the shadows.

A Survival Guide to Managing Employees from Hell

Handling Idiots, Whiners, Slackers, and Other Workplace Demons

Author: Gini Graham Scott

Publisher: Amacom Books

ISBN: 9780814430071

Category: Business & Economics

Page: 230

View: 7644

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This work draws from entertaining real-life stories to illustrate real-world solutions. It shows readers how to handle a wide range of difficult types, including: The Impossible "I"s: Incompetents, Idiots, and Imbeciles - clueless employees who simply don't know what they're doing, I've Got a Problem - employees whose work is compromised by any of a range of personal demons, from drug and alcohol problems to emotional issues, The Party-Time Performer - the employee who, although great with people, constantly turns work-time into fun-time.